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T-67/2005 Muh r

Religion and economic action: a case study of Shari\'a economic at Baitul Maal wa Tamwil Beringharjo

Muhtadi

Abstract:This thesis observes the influences of religion on economic activities, in particular, the influence of Islamic teachings on shari’a economic practices. The emergence of shari’a economic is a phenomenon that raises many questions relating to the historical and conceptual background by which it is influenced. The research concerns with two issues that are (1) normative and historical study of Islamic economy that focused on the relation between religion and economy and (2) how it can be applied to the real economic sector of contemporary financial institution such as Baitul Mal wa Tamwil. This research requires two steps: library and field research. Library research was used to view economic discourse in the Quran and the Hadith through normative study, and also, to trace the existence of shari’a economics through historical study. Field research was used to view the implementation of shari’a economics at BMT Beringharjo as an instrumental case by using sociology of religion as approach. In particular, this research uses Weber’s thesis on investigating the influence of religion on economic action. The phenomenon of shari’a economic which is placed in the context of market system shows the transformation of religious institution from authoritative to more functional and pragmatic ones. This phenomenon in this thesis is seen through insrumentalization of religion. This thesis finds that the implementation o shari’a economic is based on law obedience and religious tradition, such as the movement to fight discourse against riba, wearing jilbab for female employees in the office, and Arabic terms of service products. The influence of religion on those behaviors is explained through term of “legal-formal religiosity”. This research also finds religious comprehension that related with social concern which is explained by term of “socio-religious consciousness”. This kind of consciousness affects the establishment of BMT as representative of shari’a finance institution that help dhuafa’ (weak, poor people).

Intisari:Tesis ini mengamati pengaruh agama terhadap kegiatan ekonomi, khususnya pada pengaruh ajaran-ajaran Islam terhadap praktek ekonomi syari’ah. Kemunculan ekonomi syari’ah merupakan sebuah fenomena yang menimbulkan banyak pertanyaan yang berhubungan dengan aspek historis dan latar belakang konseptual sebagai sesuatu yang sedikit banyak mempengaruhinya. Penelitian ini memperhatikan dua hal penting mengenai (1) pengamatan secara normatif dan historis tentang ekonomi syari’ah dalam hubungannya antara agama dan ekonomi, dan (2) penerapan ekonomi syari’ah dalam sektor lembaga keuangan kontemporer sebagaimana yang terdapat dalam Baitul Maal wa Tamwil. Penelitian ini dilakukan dengan dua cara: penelitian pustaka dan lapangan. Penelitian pustaka dimaksudkan untuk menggambarkan wacana ekonomi yang terdapat dalam Al-Quran dan Hadits melalui pendekatan normatif, dan melacak eksistensi ekonomi syari’ah melalui pendekatan historis. Penelitian lapangan menggunakan pendekatan sosiologi agama yang dimaksudkan untuk melihat penerapan ekonomi syari’ah di BMT Beringharjo sebagai suatu studi kasus yang bersifat instrumental. Secara khusus, penelitian ini menggunakan tesis Weber untuk mengamati pengaruh agama terhadap kegiatan ekonomi. Fenomena ekonomi syari’ah yang ditempatkan dalam konteks sistem pasar memperlihatkan adanya transformasi lembaga keagamaan yang sebelumnya bersifat otoritatif menjadi lebih fungsional dan pragmatis. Fenomena tersebut dalam tesis ini dijelaskan melalui instrumentalisasi agama. Tesis ini menemukan bahwa penerapan ekonomi syari’ah didasarkan pada suatu ketaatan terhadap hukum-hukum dan tradisi agama, seperti, penolakan terhadap praktek riba, kewajiban penggunaan jilbab bagi muslimah, dan penggunaan istilah-istilah berbahasa Arab. Pengaruh agama terhadap perilaku tersebut dijelaskan dalam istilah “religiusitas formal” yaitu keberagamaan yang bersifat ketaatan terhadap hukum secara formal. Tesis ini juga menemukan adanya pemahaman keagamaan yang berhubungan dengan keprihatinan sosial yang dijelaskan dengan istilah “kesadaran sosial keagamaan”. Kesadaran semacam ini memotivasi pendirian BMT sebagai representasi lembaga keuangan syari’ah yang siap membantu kaum dhu’afa.===This thesis observes the influences of religion on economic activities, in particular, the influence of Islamic teachings on shari’a economic practices. The emergence of shari’a economic is a phenomenon that raises many questions relating to the historical and conceptual background by which it is influenced. The research concerns with two issues that are (1) normative and historical study of Islamic economy that focused on the relation between religion and economy and (2) how it can be applied to the real economic sector of contemporary financial institution such as Baitul Mal wa Tamwil. This research requires two steps: library and field research. Library research was used to view economic discourse in the Quran and the Hadith through normative study, and also, to trace the existence of shari’a economics through historical study. Field research was used to view the implementation of shari’a economics at BMT Beringharjo as an instrumental case by using sociology of religion as approach. In particular, this research uses Weber’s thesis on investigating the influence of religion on economic action. The phenomenon of shari’a economic which is placed in the context of market system shows the transformation of religious institution from authoritative to more functional and pragmatic ones. This phenomenon in this thesis is seen through insrumentalization of religion. This thesis finds that the implementation o shari’a economic is based on law obedience and religious tradition, such as the movement to fight discourse against riba, wearing jilbab for female employees in the office, and Arabic terms of service products. The influence of religion on those behaviors is explained through term of “legal-formal religiosity”. This research also finds religious comprehension that related with social concern which is explained by term of “socio-religious consciousness”. This kind of consciousness affects the establishment of BMT as representative of shari’a finance institution that help dhuafa’ (weak, poor people).

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Penerbit Yogyakarta: CRCS UGM, 2005
Tahun 2005
Deskripsi 122 p. + ix, 30 cm.
No Klasifikasi T-67/2005 Muh r
Bahasa English
Jenis Penelitian Tesis
Subyek
Kata Kunci Islam, Ekonomi Syariah, Transformasi Lembaga Keagamaan, Ekonomi, instrumentalization, legal formal religiosity, shari’a economic, socio-religious consciousness, transformation of religious institutions
Jumlah Eksemplar 1
Barcode No. Inventaris Lokasi
  201102020064   T-67/2005   Perpustakaan Prodi Agama dan Lintas Budaya